FAQ

Why is this card different?
If I have insurance, will this card provide any extra benefit?
Does this card include prescription drugs and over-the-counter drugs?
Does this card cost me anything?
What is the average savings on medications with this card?
I didn’t save as much as I expected, can you explain?
Do I get the savings instantly or will I be issued a reimbursement check at a later date?
Are there any qualifications required to participate?
Does the pharmacy savings card work for all members of my family?
If I change pharmacies, is the card still valid?
What pharmacies accept the pharmacy savings card?
My pharmacy isn’t on the list, can they participate?


  1. Why is this card different?
    Other cards claim to offer savings off retail, and some do. This card will also provide a a money back rebate on certain brand name drugs above the discount rate. You save twice!
  2. If I have insurance, will this card provide any extra benefit?
    YES – If your insurance does not cover certain drugs (ex – cosmetic drugs, brand names, prenatal vitamins, etc) then this card may save you money!  Also, if your insurance requires you to pay a deductable on your brand name drugs before covering them, then this card may be of benefit to you!
  3. Does this card include prescription drugs and over-the counter drugs?
    This card only includes prescription drugs prescribed to you by a doctor. It does not cover over-the-counter drugs and medications like Zyrtec, Claritin, Tylenol, etc.
  4. Does this card cost me anything?
    NO – The Pharmacy Savings Card alone does not cost you anything. If you choose to add on the additional features and benefits available from Health and Lifestyle Perxs to your pharmacy card benefit, then you will be charged appropriately on a monthly basis (please see chart for pricing). You have no obligation to add any additional benefits and if you choose to do so, you register on a month to month basis – there is no contract.
  5. What is the average savings on medications with this card?
    The discount range varies depending on whether you are purchasing brand name or generic drugs and which brand name and generic medications you are buying. Your savings are similar to that of many prescription drug plans. The average savings range between 10-75% off retail prices.
  6. I didn’t save as much as I expected, can you explain?
    Your savings card is designed to give you the best price for the drug (brand or generic) possible. There can be multiple companies that manufacture a generic drug, sometimes 30 or more companies. Each company sets their own price. Your discount will depend on which company’s generic drug a pharmacy chooses to use. Sometimes the price of one generic vs. another generic can be 3x or more. If you aren’t sure you are getting a good price, call a couple of pharmacies and ask them for a quote. Be sure to provide the BIN and PCN information on your pharmacy card so you can make an accurate comparison.

    If you are unable to purchase this medication at your local pharmacy for the listed price, you can contact our mail order pharmacy partner for a price quote at www.drugsourceinc.com or 800-854-8764. There is a small mailing charge.

  7. Do I get the savings instantly or will I be issued a reimbursement check at a later date?
    When you purchase a brand name drug earning a rebate, you will receive a pre-loaded MasterCard in the mail with their rebate amount. Many drugs offer $5-$25 rebates. The MasterCard will become your permanent Pharmacy Savings Card and subsequent rebates will be loaded onto that same card. Every time a rebate is earned, card holder will be notified by email.
  8. Are there any qualifications required to participate?
    NO – Everyone qualifies and there are no restrictions.
  9. Does the pharmacy savings card work for all members of my family?
    In order for all family members to obtain the instant rebates on certain brand name medications, each family member needs their own card.  You can obtain a card for each family member at no cost.
  10. If I change pharmacies, is the card still valid?
    The first time you go to a new pharmacy they will need to add your information to their computers.
  11. What pharmacies accept the pharmacy savings card?
    The pharmacy savings card is valid at nearly all pharmacies in the United States, and most pharmacies in Puerto Rico and Guam.  Use the Pharmacy Finder to look up pharmacies and other providers in your area.
  12. My pharmacy isn’t on the list, can they participate?
    Yes. There are some pharmacies who accept the pharmacy savings card that are not on our list, if you find one please email us and we’ll update the list.  If they are not a current partner and are interested, email us and we’ll contact them.